IMPORTANT: This website is only for MASSACHUSETTS STATE CHARTERED BANKS AND CREDIT UNIONS. If you are a Massachusetts Corporation, please follow the instruction found here.

If you are a new user, please see your institution's Annual Report Admin to obtain a login ID and password.


Contact the Division of Banks at dob.dis@mass.gov


Important: Before You Begin

OARS Portal Requirements

  1. Internet Explorer 11, Chrome 95, Microsoft Edge 95, and Firefox 93 (After logging in, please refer to the User Guide for troubleshooting tips)
  2. Adobe Reader, downloadable for free here